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The Hidden Cost of Moving

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Mon 14 Mar 2016

The Hidden Cost of Moving

      1.      Conveyancing. Get a price from a reputable conveyancer or solicitor. Find out whether the fee is fixed or dependent on how long the job takes – if you hit any hiccups you could end up facing a large bill.
2.       Survey. It is always advisable to have a survey carried out on any property that you are considering purchasing. Prices can vary greatly depending on the type of survey required, but scrimping at this stage could prove costly later if there are any underlying issues with the property.
3.       Stamp Duty. It hurts, but you must factor this in when budgeting.
4.       Leasehold fees. If your property is leasehold as opposed to freehold, you may have annual maintenance and ground rent fees to pay.
5.       Removal costs. You may choose a fully professional removals service which is fully insured, a man and a van for a cheap and cheerful option or you may decide to do it yourself. Remember that without insurance you’re not covered if anything is damaged in the move.
6.       Redecoration costs. The internal décor may not be to your taste. Decide whether you can live with it for the time being or whether you will need to factor in the cost of immediate redecoration.
7.       Parking costs. Does the property come with parking? Or will you need to purchase a residents permit from the local council?
8.       Home insurance. Building insurance for the bricks and mortar and contents insurance for your belongings. Don’t forget to add this into your budget.

      So now that you have the inside track on hidden costs you can budget realistically for that all important move.